KD Group are approachable and helpful, ensuring my business obtained the best funding option available. They were also efficient dealing with any queries after funding was arranged. I would recommend them.
Borrower, Wales
A flexible and pragmatic approach
As specialist UK bridging loan lenders, at KD Bridging, we understand that every deal is unique and requires a flexible and pragmatic approach. That’s why our bridging loan criteria is designed to cater to the individual needs of our clients. We provide loans ranging from £100,000 to £5m, with the possibility of considering higher amounts upon referral.
We are committed to building satisfied clients and long-standing relationships by looking for reasons to lend and providing quick, no-nonsense bridging solutions.
terms
Terms of our loans
- Amount: £100,000 to £5m (higher amounts can be considered upon referral)
- Loan To Value (LTV): up to 75%
- Term: 1 month to 2 years
- Rate: 1% per month
- Interest: Retained or serviced
- Security: 1st Legal Charge
- Applicants: We accept applications from individuals, partnerships, sole traders, and limited companies (subject to a Director’s Personal Guarantee)
types of property
What our loans can be used for
- Residential development properties
- Development land
- Pubs, restaurants and hotels
- Buy-to-let
- Industrial units
- Offices
- Commercial properties
- Agricultural land
- Farms
asset-based lending
Our loans are unique to the borrower
- Our lending is based on asset value and the borrower’s planned repayment vehicle
- No credit scoring
- Pragmatic and entrepreneurial approach
- Each loan is assessed on a case-by-case basis
- We look for reasons to lend, not to reject
- Non-status finance
- Quick, common sense approach to bridge loans
Case Studies
See how our bridging loans have helped similar businesses and property developments across England and Wales thrive.
Building Plot in London
1st Legal Charge Interest retained Builders Security: Building plot in London. Funds used to build a 3 storey house.
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Planning for 6 Houses in Wales
1st Legal Charge Interest retained Property Developer Security: Land with planning for 6 houses. Funds used to build 6 detached properties.
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Property Purchase in Wales
1st Legal Charge Interest retained Property Developer Security: Smallholding. Funds used to purchase a property while existing property was sold.
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