At KD Bridging, we take pride in being a premier UK-based specialist bridging finance lender with an extensive track record in delivering flexible and competitive funding solutions with a personal touch. With our wealth of experience in the industry, we have successfully assisted countless clients in securing the short-term finance they need to achieve their property and business goals.
As a specialist bridging loan broker, at KD Bridging we understand that no two situations are the same. That’s why we take a pragmatic and entrepreneurial approach to each individual case. We look for reasons to lend, rather than reasons not to, and consider every deal on its own merits.
Our team has the knowledge and expertise to structure the right deal for our clients, no matter how complex or challenging the situation may be. We pride ourselves on our ability to find solutions that work for our clients, offering fast, no-nonsense short-term bridging loans with clear terms and competitive rates.
Contact UsWe are a lender committed to providing a transparent, honest and reliable service to all our clients. We believe that building long-lasting relationships is key to our success, and we work hard to ensure that our clients feel supported and valued throughout the lending process.
Our non-status finance approach means that we do not credit score, and we take the time to understand the asset value and borrower’s planned exit strategy. We are proud of our satisfied clients and the long-standing relationships we have built with them.
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Borrowers won't be charged any upfront costs such as administration or arrangement costs, making KD Bridging's services more accessible to clients.
With a speedy process, borrowers can often receive the funds they need in as little as seven days - sometimes even less - giving them more flexibility and agility in their property deals.
Borrowers benefit from a one-to-one service from founder Karen Phillips throughout the lending process, ensuring individual attention to each loan application.
KD Bridging has the freedom to make decisions quickly without restrictions from third parties, giving borrowers greater flexibility and enabling them to take advantage of opportunities as they arise.
I have to be fair to all funders, but I recommend your services Karen as you always deliver for the borrower.
Introducer, Yorkshire
Thank you for your redemption statement, please find cheque enclosed. It has been a pleasure doing business with you. If needed, hopefully we will do business again.
Letter from Borrower, Wales
I have dealt with a number of bridging companies, but Karen does exactly what she says. Funds were made available within 5 working days for my development project. Extremely impressive and will be using KD Bridging for my next project.
Borrower, Cornwall
KD Group are approachable and helpful, ensuring my business obtained the best funding option available. They were also efficient dealing with any queries after funding was arranged. I would recommend them.
Borrower, Wales
Karen gave me a lot of help at a time when I was definitely down on my luck. She believed in my business plan and was a great help in getting refinancing for my farming business. She sticks to her word and I would definitely go to her again for help with other financing requirements.
Borrower, Somerset
I am now on my 4th renovation project using funds from KD Group. Each time, Karen is efficient, friendly and speed is always of the essence. The stage drawdown payments are sent as soon as funds are requested. I wouldn’t use anyone else for my funding.
Borrower, Devon
See how our bridging loans have helped similar businesses and property developments across England and Wales thrive.
1st Legal Charge Interest retained Builders Security: Building plot in London. Funds used to build a 3 storey house.
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1st Legal Charge Interest retained Property Developer Security: Land with planning for 6 houses. Funds used to build 6 detached properties.
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1st Legal Charge Interest retained Property Developer Security: Smallholding. Funds used to purchase a property while existing property was sold.
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1st Legal Charge Farming Contractor Interest retained Farming Contractor Security: Barn and 3 acres. Funds used to purchase a barn conversion at Auction.
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1st Legal Charge Interest retained Security: Building plot in Devon. Funds used to build a 4 bed detached house.
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1st Legal Charge Interest retained Property Developer Security: Agricultural land in Devon. Funds used to Purchase property at Auction in Somerset
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Loan Amount: £90,000 Term: 12 months LTV: 55% Borrower: Individual
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Loan Amount: £250,000 Term: 6 months LTV: 45% Borrower: Limited Company
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Loan Amount: £470,000 Term: 12 months LTV: 51%
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Loan Amount: £473,100 Term: 12 months LTV: 63% Borrower: Indvidual
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Loan Amount: £900,000 (drawn down in stages) Term: 12 months LTV: 65% Borrower: Individual
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